Private Loan Consolidation

Loan Process

Getting educational funding through CFS is fast and easy.

When it comes to your educational funding needs, you can't afford to wait. CFS has streamlined the loan process - so you can get the money you need as quickly as possible.

Here's how the loan process works:

1. To request your loan, apply online or call toll-free 1.866.857.1727.
2. Your CFS Confirmation Kit will be mailed to you within 48 hours.
3. Complete, sign and return your pre-filled application materials to CFS.
4. Once we receive these documents, your loan will be processed in as little as 3-4 weeks, depending upon the type of loan.

Loan Servicing

The servicers that are part of the CFS program offers, pride themselves on providing accessible and personalized service together with convenient telephone and web access to your account information. Shortly after your loan is processed and funded by one of the program lenders, your new servicer will contact you with your repayment information.

Although your servicer is the best source for information on billing, payment, deferment/forbearance, and other account information, you are always welcome to contact CFS for assistance, even after your loan has been funded. If you have any questions about your new loan, please contact one of our customer service representatives via email customerservice@cfsloans.com or call toll-free 1.866.857.1727.